PERANCANGAN DAN ANALISIS PERHITUNGAN DANA PENSIUN MENGGUNAKAN METODE INDIVIDUAL LEVEL PREMIUM BERBASIS MOBILE APPLICATION
Oleh : Rino Fitriyanto, Ro’fah Nur Rachmawati,Derwin Suhartono
The increasing number of employees and competition of getting them makes the companies have to provide programs that makes them comfort to work. The purpose of research to know the effect of salary increases and the method of payment to the pension fund payments every month during the period of employment and the amount to be received by employees after retirement and simplify the calculation by creating an Android-based applications.This research discusses three salary assumptions that is,the last salary assumption, last salary of 5 years assumption, and average of lifetime salary assumption. If not using actuarial calculations the possibility of one of the side would be harmed, for example monthly fee is too high and the total payment does not correspond to the value of the annuity. The results showed that with a salary above the third assumption, average of lifetime salary assumption assumption has a stable value per year, so its more effective for long-term payment. The Company can also calculate quickly with applications that have been made.
Keywords: Individual Level Premium, pension fund, Android, annuity, actuary.
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